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QUIZ: Can you guess the cost of healthcare in different countries?

Test your knowledge of healthcare costs around the globe. You might be surprised by how much even a routine procedure like a root canal could set you back!

QUIZ: Can you guess the cost of healthcare in different countries?
Photo: asifeDepositphotos

You may be the picture of health but you never know what's around the corner. If the unexpected should happen and you don't have the right health insurance plan, you could find yourself seriously out of pocket.

ASN's multi-lingual international insurance experts are always on-hand to find comprehensive cover for you wherever you go and whatever you're doing. You're not just another case to ASN, they will fight your corner to make sure your every move is covered.

Take the quiz to test your knowledge of how much you risk spending on healthcare around the world without adequate health insurance.

 

How much does healthcare cost in different countries?

 

You might be surprised by how much a routine procedure can set you back.

 

Let's get stuck in! In the United Kingdom, a routine colonoscopy can cost…

 

In Spain, the same procedure costs…

 

A root canal in Singapore can set you back…

 

Giving birth naturally in the US comes in at $10,808. Compare that to South Africa, where your bill will total…

 

Cardiac catheterisation in pricey Switzerland costs…

 

Hip hip hooray! A new hip in Spain costs just…

 

An overnight stay in an Italian hospital costs…

 

Your healthcare knowledge really needs a checkup.

 

Now that you know how much even a routine procedure can set you back, you understand the importance of protecting yourself. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is pretty healthy

 

Well done, you know that the cost of healthcare around the world can really vary. That probably means you also understand the importance of healthcare insurance. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

 

Your healthcare knowledge is in great shape!

 

Bravo! You know that healthcare often doesn't come cheap, which means you probably know the importance of healthcare insurance too. ASN is an expert in international insurance, fighting through the insurance jungle to find you the best solution for every situation.

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* REFERENCE: All costs in this quiz were taken from International Federation of Health Plans, 2015 Comparative Price Report, 'Variation in Medical and Hospital Prices by Country'

Currency conversions correct as of March 2019.

This content was produced by The Local Creative Studio and sponsored by ASN international insurance.

 

For members

HEALTH

Applying for residency in Denmark: Why you might need health insurance during processing period

Extended processing times for residence permits due to a Covid-19 backlog have left many waiting in Denmark for months without access to the public health programme. Here's what to expect on accessing – and paying for – medical care without a personal registration (CPR) number.

Applying for residency in Denmark: Why you might need health insurance during processing period
Access to Denmark's public health system can be difficult for people who are awaiting procedure of residence applications Several of The Local's readers have reported extended waiting times. File photo: Henning Bagger/Ritzau Scanpix

Readers of The Local Denmark report little assistance understanding their access to healthcare from SIRI, the Danish Agency for International Recruitment and Integration that processes residence permit applications. SIRI press officers told The Local Denmark they weren’t certain about applicants’ eligibility for free medical care while awaiting their personal registration or CPR number. 

Foreign residents with questions regarding your personal circumstances can contact a patient advisor at local hospitals. These are listed on the borger.dk website

Contacted by The Local’s reporter, a patient representative at Rigshospitalet in Copenhagen didn’t mince words explaining what people without a CPR can expect.  

“If you have applied for a residence permit when you already are in the country, then you are entitled to stay here, but that doesn’t mean you have any rights at all, to be frank,” the advisor said.

Emergency care 

While you are eligible to receive emergency care in Denmark, you will be required to pay for it. “They will not deny you the emergency care, but they will charge you,” the Rigshospitalet patient representative said. 

This is a policy change that was initiated in the last few years, they noted. Emergency care in Denmark was free of charge even without a CPR number until 2019.

Non-urgent care 

Access to routine medical care, referrals to specialists, and hospital admission is usually handled by your general practitioner, who is assigned to you by the Danish government when you receive your CPR number and yellow health insurance card. But for those awaiting residency permits, things are a little more complicated. 

“If you are a citizen from [a non-European country], then you are only entitled to emergency treatment and all emergency treatment is against payment,” a patient advisor at Rigshospitalet-Glostrup stated.

“Then if you have relatives [who are EU citizens] during the lack of insurance, you are also entitled to treatment which is not emergency – like planned operation or examination at hospitals, but still it’s against payment,” they added. 

The Local’s reporter contacted the patient advice lines with health insurance queries after being referred to them by SIRI’s press service.

“I have various health conditions that I want to get checked but can’t because it’s not an ’emergency,'” one reader, who waited months without receiving her residence permit, told The Local.

“The insurance situation in the US is abysmal, but if I was there, I could at least sign up for insurance and be able to use it right away,” she added. 

Patient advisors say the best bet is to reach out to several local general practitioners and ask if they’re willing to see patients who don’t have a CPR on a pay-for-service basis. (It may take several tries: one reporter at the Local Denmark found that two GPs hung up the phone when she spoke English, and one said they do not accept patients without a CPR.) 

READ ALSO: 

If you successfully recruit a willing GP, they’re able to refer you to specialists within the public health system, again on a pay-for-service basis, or get you admitted into a hospital. 

Your other option is to reach out directly to specialists at private hospitals that don’t require referrals. Care through private hospitals is likely to be more expensive. 

Do I need insurance? 

The short answer is that yes, if you don’t want to get stuck with a surprise bill if you get hit by a car or need to be hospitalised with Covid-19, you’ll need private insurance. 

But be careful – “Danish private health insurance” is something of a red herring. Many Danes do have access to private health insurance plans through their employer or pension group, but those are only a supplement to the national health programme (so that PFA health insurance on its own wouldn’t cover treatment for your hypothetical bike crash concussion at a public hospital.) 

When choosing an international plan – usually offered by the major health and travel insurance companies – be certain to read what’s included since it’s likely to differ from the standards in your home country. For example, many providers of international insurance won’t cover pre-existing conditions at all, or will only do so for a (substantial) additional fee. Others consider medications an extra. 

Also be vigilant for whether their network makes sense for where you live in Denmark, specifically. Some providers that say they have an extensive network only cover a handful of Denmark’s private hospitals. 

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